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TEAM SHELBY FORUM

gt500 insurance


twicebitten

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I'ld have to check specifically what the Shelbys coverage amount to but for our 2007 Shelby GT, 2009 GT500, 2011 Explorer, 2011 Flex, and a popup camper, the monthly bill for full coverage is $146 with Liberty Mutual. We had been with Safeco but checked with Liberty Mutual because our credit union indicated Liberty Mutual had a discount for their members. The switch cut our both our auto and home insurnace in half. Now there is more to add new goodies to the Shelbys. :happy feet:

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hubby is 64 and I am 61-no tickets or accidents on our record. We got a letter from the ins company that said we were getting a preferred discount because of good records and don't remember the terminology they used but it basically meant because we are old! The 12 GT 500 is still $100/month for 6 months of driving. We got quite the kick out of that one.

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I just got my invoice from American National, their "Chrome" policy

 

I have four cars with them, '68 KR, '08KR, '06GTH, '12 Boss302, best coverage available with full value, and liberal driving allowances, for 6 months it is $1119 for all four cars.

 

Values on cars is 135k for the '68, 60k for the '08, 35k for the '06, and 40k for the '12

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I just got my invoice from American National, their "Chrome" policy

 

 

Is that the company that is called "Chrome" or am I perhaps confusing the type of policy with the company name?

 

I've seen "Chrome" (ins. co.?) at just about every car show I've been to and have considered them. When I wrote asking about getting my GT500 insured, he wanted VIN's from ALL of my vehicles and my wife's Dr. Lic. #.

 

My wife doesn't (CAN'T) drive my GT500 and i don't want ALL of my cars insured with them. I have Geico on all of my cars (including my GT500) and I'm fine with them. I just want a "collector car" (type) of company insuring my GT500 for the full amount.

 

 

Phill

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Is that the company that is called "Chrome" or am I perhaps confusing the type of policy with the company name?

 

I've seen "Chrome" (ins. co.?) at just about every car show I've been to and have considered them. When I wrote asking about getting my GT500 insured, he wanted VIN's from ALL of my vehicles and my wife's Dr. Lic. #.

 

My wife doesn't (CAN'T) drive my GT500 and i don't want ALL of my cars insured with them. I have Geico on all of my cars (including my GT500) and I'm fine with them. I just want a "collector car" (type) of company insuring my GT500 for the full amount.

 

 

Phill

 

 

Chrome is the product, the company is American National

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USAA

 

I have 6 vehicles. I have 2 teenage drivers in the house.

 

The shelby is $100 a month for full coverage.

 

 

i also have usaa. i may need to call and talk to them. my ins. is way too high imo.

 

heres how it breaks down

 

1995 f350 $289.62

2013 optima sx-l $470.59

2009 GT-500 632.45

 

thats every 6 months. i know im younger (30) but the wife and i have NO wrecks ever, no tickets in the last 8 years.

 

anyone know if i can get like a suspended coverage on the car? i dont think its moved out of the garage in 2 months, and with the winter months, other than friday i dont plan on driving her until spring unless my truck craps the bed

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anyone know if i can get like a suspended coverage on the car? i dont think its moved out of the garage in 2 months, and with the winter months, other than friday i dont plan on driving her until spring unless my truck craps the bed

 

 

I spoke to my agent/friend about this. I own my car outright so I can drop the insurance completely for the winter storage months if I so choose. I have always kept full coverage year round on it but thought about starting to drop it during winter.

 

She made a good point; She suggested I keep comp on it. I told her it sits in my garage so I'm not at all worried about it getting damaged while sitting. She explained that when I go to re-insure it, I won't get a "continuously insured" rate because I will be uninsured for 5 or 6 months.

 

So I'll keep one item (comp, PL, PD, etc.) on the car so it will be 'insured' but I will find the least expensive of them to carry. The State of CO mandates I have my car insured to drive on the roads but unlike CA (where your Ins. Co. will report you to DMV) I don't have to carry PL/PD if I'm not driving the car on the road...But I DO have to maintain CO registration (unlike CA where I can get a "non-op" status).

 

Check with your Ins. Company to see if being uninsured for any length of time will cost you money.

 

 

Phill

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