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Mine is on its way. Do these cars have ' black boxes " in them? You know what I mean! denohew

 

Yes. You can thank the insurance industry... The day will come when they charge by the mile and will peek at your "habits".

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Progressive Insurance is already playing Big Brother with their SnapShot pay as you go policy. They have a device that plugs into the diagnostic port on your car and collects data about your driving habits, then it transmit the data to Progressive and they adjust your rates accordingly. They track speed, braking frequency, breaking force, speed and what ever other data they can to determine your driving style. They monitor you for the first six months , then you return the SnapShot Device to Progressive and then they determine your future costs depending on your driving performance. Welcome to the new improved world.

Edited by Snoopy49
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Progressive Insurance is already playing Big Brother with their SnapShot pay as you go policy. They have a device that plugs into the diagnostic port on your car and collects data about your driving habits, then it transmit the data to Progressive and they adjust your rates accordingly. They track speed, braking frequency, breaking force, speed and what ever other data they can to determine your driving style. They monitor you for the first six months , then you return the SnapShot Device to Progressive and then they determine your future costs depending on your driving performance. Welcome to the new improved world.

 

 

Someone needs to try that out for us. Plug it in and make a couple 200mph runs or 196 what ever it is. Then some 1/4 mile runs then send it back and see what kind of rate they will give you

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Someone needs to try that out for us. Plug it in and make a couple 200mph runs or 196 what ever it is. Then some 1/4 mile runs then send it back and see what kind of rate they will give you

 

Sounds like fun. Why don't you go ahead and do it and tell us how it goes!
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Progressive Insurance is already playing Big Brother with their SnapShot pay as you go policy. They have a device that plugs into the diagnostic port on your car and collects data about your driving habits, then it transmit the data to Progressive and they adjust your rates accordingly. They track speed, braking frequency, breaking force, speed and what ever other data they can to determine your driving style. They monitor you for the first six months , then you return the SnapShot Device to Progressive and then they determine your future costs depending on your driving performance. Welcome to the new improved world.

 

 

Doesn't surprise me one bit since Progressive is owned by a liberal/ socialist and is one of the worst insurance company's to deal with when it comes to getting auto body repairs done.....just ask any auto body shop you'll see.

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Progressive Insurance is already playing Big Brother with their SnapShot pay as you go policy. They have a device that plugs into the diagnostic port on your car and collects data about your driving habits, then it transmit the data to Progressive and they adjust your rates accordingly. They track speed, braking frequency, breaking force, speed and what ever other data they can to determine your driving style. They monitor you for the first six months , then you return the SnapShot Device to Progressive and then they determine your future costs depending on your driving performance. Welcome to the new improved world.

 

 

F**k them and everyone like them.. their annoying tv ads are beyond stupid and now this.. would NEVER deal with a company like that..

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Someone needs to try that out for us. Plug it in and make a couple 200mph runs or 196 what ever it is. Then some 1/4 mile runs then send it back and see what kind of rate they will give you

 

 

 

You don't have to send it in, the SnapShot actually communicates with Progressive directly and downloads data using a built in cell phone while you are driving.

After six months of use, they figure that have collected enough data on your driving habits to determine your risk factor. That's the only reason they have you return the device.

 

From carinsurance.org

How does the Progressive Snapshot work?

 

Snapshot is the Progressive Insurance attempt at insuring drivers for the amount of miles they drive. There is a chance that you can save up to 30% on your insurance premiums if you meet the standards.

You plug a computerized transmitter device that resembles an old fashioned pager into a computer port on the vehicle.

When the car is started, the device records information regarding time, speed, distance and braking activity to Progressive. This is known as telemetrics.

Charts and graphs that the insurance company provides will dictate what the discount, if any, will be. For example, in one case, a driver received a 7% discount. In his case, the telemetrics suggested that too many miles were driven and that he braked too hard, too often.

Progressive states that no matter what, your rates will not increase because of the device.

 

Edited by Snoopy49
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You don't have to send it in, the SnapShot actually communicates with Progressive directly and downloads data using a built in cell phone while you are driving.

After six months of use, they figure that have collected enough data on your driving habits to determine your risk factor. That's the only reason they have you return the device.

 

From carinsurance.org

 

 

I didn't know that thanks for the info

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Sorry I do not quite get it...

Is it only a device (SnapShot) you plug in your diagnostic port (being asked to do so by your insurance company) or is there a Ford device that monitors data from your driving and which could be analysed later...? Because Denohew wrote about a "black box" being IN the car...

If IN the car, is it new for 2013 model or has it been there on previous models...?

thx

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Sorry I do not quite get it...

Is it only a device (SnapShot) you plug in your diagnostic port (being asked to do so by your insurance company) or is there a Ford device that monitors data from your driving and which could be analysed later...? Because Denohew wrote about a "black box" being IN the car...

If IN the car, is it new for 2013 model or has it been there on previous models...?

thx

 

 

Yeah this is what I was originally wondering, I heard about the Progressive thing and that is a thing you can participate in if you like. The blac kbox seemed like a forced thing like an Airline to catch you if you get in an accident. Is this how thye will determine fault of an accident in the future? Or at least be a part of that decision. That would suck I think.

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I know someone that was in a serious wreck with a person. Long story short they were suing, was not my freinds fault but the insurance company came out to the car and after two hours got all the data they needed, When asked they said they can see if brake was touched, how hard it was pushed and the speed of the vehicle, what was the postition of the steering wheel, also little things like if seat bealt was being worn or not, lights were on etc. Now how much info they can get not sure but way sounded some of the info like seat belt just can tell if buckled or not because of the warning chime and such but they can tell.

Edited by MJN
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