08SS0144 Posted June 24, 2012 Report Share Posted June 24, 2012 I got 2.49 for 5 years From ford financing and msrp on my '13. Ofcourse i had very large deposit. Had been saving for a carrera s (unsuccessfully,) boy porsche is proud of their stuff huh? thank goodness for the new steal of a supercar! Im in love with a car! And a little timid (actually a lot.) and i used to do 100 mph wheelies on interstates. Did you apply on-line or was this through the dealership? Link to comment Share on other sites More sharing options...
Fast pig Posted June 25, 2012 Report Share Posted June 25, 2012 Thru the dealer. I had been approved another time previously for this same deal except for a little over msrp. Both times the car was on lot. Link to comment Share on other sites More sharing options...
James Harman Posted June 25, 2012 Report Share Posted June 25, 2012 If your putting down a large down payment, ford will finance you @ 1.9% if your credit is good and you ask for it. Link to comment Share on other sites More sharing options...
Fast pig Posted June 25, 2012 Report Share Posted June 25, 2012 Come to think of it 2.49 was easy both times Link to comment Share on other sites More sharing options...
devious_stang Posted June 25, 2012 Report Share Posted June 25, 2012 I finished all my paperwork and financing today for my car, was going to use PenFed, but Ford ended up beating the rate: they gave me 1.94% @ 60 months! Needless to say I stuck with Ford on that. Now that Ive done it all and officially own the car....im waiting for it...damn haulers! Link to comment Share on other sites More sharing options...
farmboy90 Posted June 26, 2012 Report Share Posted June 26, 2012 With PenFed the down payment didn't matter though. Did you have to put a ton down to get Ford to give that rate? Link to comment Share on other sites More sharing options...
devious_stang Posted June 26, 2012 Report Share Posted June 26, 2012 well I was putting down the number i did no matter what, trade in plus money down and my great credit (above 750) ford would rather keep the loan and make the interest money...plus I had the paperwork from penfed already so they knew what I was working with Link to comment Share on other sites More sharing options...
farmboy90 Posted June 26, 2012 Report Share Posted June 26, 2012 Sweet! I'll try to use the penfed loan as leverage too. I already have that paperwork and the bank draft. Worse case I already have a loan for 1.99% (which I would be happy with). Link to comment Share on other sites More sharing options...
devious_stang Posted June 26, 2012 Report Share Posted June 26, 2012 exactly! staying with ford with a slightly better rate was a bonus, makes things a lil easier to manage Link to comment Share on other sites More sharing options...
VaporDude Posted June 26, 2012 Report Share Posted June 26, 2012 How far ahead of delivery should someone check on financing? Will they lock you in at that rate if your delivery is delayed for any reason? Link to comment Share on other sites More sharing options...
devious_stang Posted June 26, 2012 Report Share Posted June 26, 2012 yea if they take your money, you are locked in...car, title paperwork and everything else is signed for....just waiting on the car Link to comment Share on other sites More sharing options...
Tikigrill Posted June 27, 2012 Report Share Posted June 27, 2012 VaporDude, be sure not to spread out your different credit applications. If they come in at the same time they can tell you're shopping. But if you do one now and one in a month those are two different hits to your credit. (if that's a concern at all) Link to comment Share on other sites More sharing options...
Grabber Posted June 27, 2012 Report Share Posted June 27, 2012 Who's got the biggest car payment ? Link to comment Share on other sites More sharing options...
VaporDude Posted June 27, 2012 Report Share Posted June 27, 2012 VaporDude, be sure not to spread out your different credit applications. If they come in at the same time they can tell you're shopping. But if you do one now and one in a month those are two different hits to your credit. (if that's a concern at all) I don't want to hit my credit score. I was wondering how long ahead of time you can secure the financing. I talked to the finance company that had the load on the old Shelby and they said that I need to go through the dealer. I know I can get better financing than what the dealer is offering right now. Being it is a small dealer, I am not sure how much they will negociate with the companies they have. I'll give them a try with Ford Credit and my old load company. Link to comment Share on other sites More sharing options...
Tikigrill Posted June 27, 2012 Report Share Posted June 27, 2012 Good luck Vapor! I'll be trying to do the same thing. I'm not sure your background but Navy Federal Credit Union has 1.49 for 60mo or 1.99 for 72mo. I haven't seen better than that. Link to comment Share on other sites More sharing options...
VaporDude Posted June 27, 2012 Report Share Posted June 27, 2012 Thanks Tiki......I am in the middle of nowhere MO, aliasly called Shelbyfest teritory. Link to comment Share on other sites More sharing options...
Florian Posted June 28, 2012 Report Share Posted June 28, 2012 got 2.25% for 60 months from my dealer. Car was MSRP F Link to comment Share on other sites More sharing options...
Grabber Posted June 28, 2012 Report Share Posted June 28, 2012 got 2.25% for 60 months from my dealer. Car was MSRP F So financing 67K at that rate will make the payment about $1,400 a month. Link to comment Share on other sites More sharing options...
devious_stang Posted June 28, 2012 Report Share Posted June 28, 2012 So financing 67K at that rate will make the payment about $1,400 a month. my payment is a little more than half that...under 700 Link to comment Share on other sites More sharing options...
crazybobracing Posted July 1, 2012 Report Share Posted July 1, 2012 $67k at 2.25% is around $1180 a month.. Link to comment Share on other sites More sharing options...
Grabber Posted July 1, 2012 Report Share Posted July 1, 2012 $67k at 2.25% is around $1180 a month.. So far you are in the lead with the biggest payment. Link to comment Share on other sites More sharing options...
crazybobracing Posted July 1, 2012 Report Share Posted July 1, 2012 Thats not my payment I was answering the other guy...LOL Link to comment Share on other sites More sharing options...
08SS0144 Posted July 1, 2012 Report Share Posted July 1, 2012 Payment on 67k is $995.65 per month for a 2.25% 72 month loan Link to comment Share on other sites More sharing options...
Helix Posted July 1, 2012 Report Share Posted July 1, 2012 Payment on 67k is $995.65 per month for a 2.25% 72 month loan Just enough left for the car freshener mod. Link to comment Share on other sites More sharing options...
Grabber Posted July 1, 2012 Report Share Posted July 1, 2012 Payment on 67k is $995.65 per month for a 2.25% 72 month loan Cool. You are in the lead now. Link to comment Share on other sites More sharing options...
08SS0144 Posted July 1, 2012 Report Share Posted July 1, 2012 Cool. You are in the lead now. Lol that's not my payment! I am actually financing around 20k on mine Link to comment Share on other sites More sharing options...
mikejaeggi Posted July 16, 2012 Report Share Posted July 16, 2012 For $25 you can join PenFed Credit Union and get up to $70K at 1.99% for 60 months. they just raised their rates, now it's 2.24% APR* for 12-48 months 2.74% APR* for 49-60 months Loan amounts up to $70,000 Link to comment Share on other sites More sharing options...
farmboy90 Posted July 16, 2012 Report Share Posted July 16, 2012 You can get 1.99% still. It is online only though. That's what I did. Answer a few questions online, and the next day I was approved for 1.99%. Link to comment Share on other sites More sharing options...
blackonblack Posted July 16, 2012 Author Report Share Posted July 16, 2012 You can get 1.99% still. It is online only though. That's what I did. Answer a few questions online, and the next day I was approved for 1.99%. I got 2.39% and financed about 47k Link to comment Share on other sites More sharing options...
MarcInUtah Posted July 16, 2012 Report Share Posted July 16, 2012 I haven't ordered mine yet, but NFCU has me pre-approved for $50K at .99%. I got .79% on my last new car just 6 months ago, but it was 1/2 the cost. I will put down $30K on this car and finance the other 1/2 so should be too bad. Link to comment Share on other sites More sharing options...
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