Guest markham51 Posted February 16, 2009 Report Share Posted February 16, 2009 I have 3 credit cards: The primary card (visa) high lim it card...I use for most everything I buy. My bank pays it in full each month automatically. -It gives me an awesome record of my spending for analysis...food, clothing, gas, vacations, etc etc - I get a 1pct cash rebate at the end of year - Everything I buy gets a year of free warrantee (extra to manufacturer) - lots of other misc features like free roadside asst, free rental car insurance etc My second card has a small credit limit (mastercard) - i use this card for internet purchases. I dont want my high value card to be used for internet (secuity reasons). If there is fraud, it will quickly go over credit limit and be caught before too much damage is done My third card is an Amex card - I keep this as a backup card for international travel. I rarely ever use it. If my visa is somehow compromised then i have a good backup I find this system gets me the best of all worlds. Link to comment Share on other sites More sharing options...
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